Financing Options

Simple, Transparent Care with No Insurance Hassles

At Milton Spine and Wellness, we operate as an out-of-pocket practice. That means we don’t bill insurance directly and that’s intentional.
Why? Because it allows us to focus entirely on what you need, not what insurance companies decide to cover. No restrictions. No limitations. Just care that’s built around getting you real results.

Can I Still Use My Insurance?

While we don’t bill insurance directly, you may still be able to receive reimbursement depending on your plan.

We provide a detailed superbill that you can submit to your insurance company. Many of our patients take advantage of this option.

Superbills are typically provided at the end of each month after services have been completed, making the process simple and organized.

If you’re unsure how reimbursement works, our team will walk you through it.

Flexible Financing Options

We understand that investing in your health is important, but it shouldn’t feel overwhelming.

That’s why we offer financing through Cherry Financial and CareCredit.

These options allow you to:

Break payments into manageable monthly plans
Start care right away without paying everything upfront
Choose a plan that fits your budget

Our team can help you explore both options and find what works best for you.

Payment Options We Accept

We make paying for care as easy and flexible as possible. Milton Spine and Wellness accepts:

All major credit cards
HSA (Health Savings Account) cards
FSA (Flexible Spending Account) cards

Have Questions? We’re Here to Help

Understanding payment options shouldn’t be complicated. If you have questions about financing, HSA/FSA usage, or how superbills work, we’re here to guide you every step of the way.

Flexible Financing Options Available

CareCredit

Accepted at over 266,000 healthcare providers, CareCredit helps you fit cosmetic and wellness services into your budget with promotional financing and no annual fee.

Cherry

Buy now, pay later with no hard credit checks and quick approvals. Choose from several 0% APR payment plans and manage everything through Cherry’s easy-to-use portal.
See if you qualify today with no impact to your credit. Get started with a payment plan that fits your lifestyle and feel confident about your investment in self-care.

Ready to Get Started?

Don’t let cost be the reason you stay in pain. Schedule your visit today and let’s create a plan that works for your health and your budget.